📍 Here are the best & known options for you :
⚡ Western Union (Highly Recommended)
- Fast and reliable
- Cash pickup or bank deposit
- High fees for small transfers
Western Union Website
Find service Locations
🌍 Wise (formerly TransferWise)
- Best exchange rates
- Easy-to-use platform
- Requires the sender to have an account
- Limited country support
💸 Direct Bank Transfer (SWIFT)
- Secure & reliable
- Ideal for large transfers
- High fees
- Slow transfer time (2-5 days)
🪙 Crypto via Binance P2P
- Instant transfers
- Requires knowledge of cryptocurrency
- Risk and regulatory challenges
📌 Important Notes When Receiving Money in India
- ✅ Always double-check the sender's information and amount before confirming any transaction.
- ✅ Keep your government-issued ID (passport, Aadhaar, or visa) handy for in-person pickups.
- ✅ Use official platforms or authorized partners — avoid suspicious third-party apps or links.
- ✅ Be aware of fees and exchange rates — some services may deduct charges before delivering the money.
- ✅ International transfers above ₹7,00,000 may attract tax collected at source (TCS) under Indian regulations.
- ✅ SWIFT transfers may take several days — plan accordingly if the funds are time-sensitive.
- ❗ For crypto transfers via Binance P2P, always verify the buyer/seller rating and avoid sharing personal OTPs.